Which group is particularly vulnerable to economic disparities due to systemic discrimination?

The correct choice highlights minority families as a group particularly vulnerable to economic disparities due to systemic discrimination. Minority families often face numerous barriers that can restrict their access to economic resources and opportunities. These barriers include historical inequalities in education, employment, housing, and healthcare, all of which contribute to a cycle of poverty and limited social mobility.

Systemic discrimination can manifest in various ways, such as biased hiring practices, unequal pay for similar work, and limited access to quality educational institutions. Minority families may also encounter challenges related to housing discrimination or systemic issues in the justice system that disproportionately affect their communities.

In contrast, working professionals as a group encompass a broad range of individuals, including those from various socioeconomic backgrounds, which diminishes the relevance of systemic discrimination as a distinguishing factor for economic disparities. Young adults may face financial challenges, particularly when entering the workforce or managing student debt, but these challenges may not be as closely tied to systemic discrimination as they are for minority families. Retired individuals also experience economic vulnerabilities, which tend to stem more from aging-related factors and retirement planning rather than systemic discrimination.

Thus, it is the intersection of systemic barriers and economic vulnerability that uniquely positions minority families as particularly susceptible to economic disparities.